Build Real Financial Skills That Work

Our twelve-week budget strategy program teaches practical money management through hands-on projects and personalized coaching. Perfect for anyone looking to gain control of their finances.

  • Weekly live sessions with financial educators
  • Real budget scenarios from Filipino households
  • Personalized feedback on your money plans
  • Lifetime access to course materials and updates
Apply for Fall 2025 Cohort

What You'll Actually Learn

Six focused modules that cover everything from tracking daily expenses to planning major purchases. Each week builds on the last, so you finish with a complete financial system.

Module One

Foundation Setup

Start by understanding where your money actually goes. We'll set up tracking systems that take less than five minutes per day.

  • Expense tracking methods
  • Income categorization
  • Digital tools overview
  • First budget draft
Module Two

Spending Analysis

Look at patterns in your spending. Most people are surprised by what they discover here.

  • Category breakdowns
  • Finding leak points
  • Variable vs fixed costs
  • Seasonal adjustments
Module Three

Goal Setting

Turn vague wishes into specific targets with timelines. We'll prioritize what matters most to you.

  • Short and long-term goals
  • Realistic timelines
  • Savings calculations
  • Progress tracking
Module Four

Buffer Building

Create financial breathing room. Even small buffers make a big difference when unexpected costs hit.

  • Emergency fund basics
  • Incremental saving strategies
  • Priority allocation
  • Buffer maintenance
Module Five

Debt Management

Practical approaches to handling existing obligations while avoiding new problems.

  • Debt inventory methods
  • Payment prioritization
  • Interest minimization
  • Credit score basics
Module Six

Long-Term Planning

Build a system that adapts as your life changes. This is where everything comes together.

  • Annual budget reviews
  • Income growth planning
  • Automation setup
  • Future adjustments
Students working on budget planning exercises during workshop session

How the Program Works Week to Week

Each week follows a similar pattern. You'll spend about four hours total on coursework, which includes live sessions, assignments, and optional office hours.

  • 1

    Tuesday Evening Session

    Join the live video session from 7-8:30pm Manila time. We introduce new concepts, work through examples, and answer questions. Sessions are recorded if you can't attend.

  • 2

    Wednesday Practice Work

    Apply what you learned to your own finances. Most assignments take 60-90 minutes. You'll submit your work through our learning portal by Friday evening.

  • 3

    Weekend Feedback

    Receive personalized comments on your submission by Sunday. Our coaches review every assignment and provide specific suggestions for improvement.

  • 4

    Optional Office Hours

    Drop into Saturday morning sessions if you need extra help. These informal 30-minute slots let you ask questions and get unstuck on tricky parts.

Program instructor Celestine reviewing student budget worksheets

Celestine Rivero

Lead Budget Coach

Common Questions About Joining

We get asked these questions almost every enrollment period. If yours isn't here, just reach out.

Still Have Questions?

Our enrollment team is available Monday through Friday. They can walk you through the application process and help you decide if this program fits your needs.

Get in Touch

When does the next cohort start?

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Our fall 2025 session begins September 16th and runs through December 8th. We take a break over the holidays, then start our winter cohort in late January 2026. Applications typically close two weeks before the start date.

What if I miss a live session?

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All sessions are recorded and available within two hours. You can watch at your own pace, though we encourage attending live when possible since the group discussions are valuable. You won't fall behind if you miss occasionally.

Do I need specific software or tools?

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Just a computer or tablet with internet access. We use free tools like spreadsheet templates and basic budgeting apps. You're welcome to use paid software if you prefer, but it's not required. Our materials work with whatever you're comfortable using.

Is this suitable for complete beginners?

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Yes. We start from the basics and assume no prior financial education. About half our students have never created a budget before joining. The pace allows everyone to build confidence gradually.

What's the time commitment per week?

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Plan for about four hours weekly. That includes the 90-minute live session, your practice assignment, and reviewing feedback. Some weeks might need a bit more time, especially when you're setting up new systems. Office hours are optional and don't count toward this estimate.

Can I get a refund if it's not right for me?

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You can withdraw within the first two weeks for a full refund, no questions asked. After that, we calculate partial refunds based on how much of the program remains. We want you to feel confident in your decision.

Will I have access to materials after the program ends?

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Forever. All course materials, recordings, templates, and future updates stay accessible through your learning portal account. We also host quarterly alumni sessions where you can ask new questions as your financial situation evolves.